NEZ PERCE TRIBAL HOUSING AUTHORITY

logo

HOUSING ASSISTANCE PROGRAMS

For more information, please call the Lapwai Office at (208) 843-2229 or the Kamiah office at (208) 935-2144.

HOME

wb sign

Low Rent Housing: The NPTHA manages Low Rent housing units in the Lapwai and Kamiah area. Only qualified low-income families are eligible for assistance. Applicants are placed on a waiting list with preference given to Nez Perce families. The Low Rent program is a month-to-month lease and the rent is based on 22% of adjusted gross income.

NPTHA Housing Application

LIHTC2

Low-Income Housing Tax Credit (LIHTC) Rentals: The NPTHA manages LIHTC units in the Lapwai area. Only qualified low-income families are eligible for assistance. Although preference is provided to Nez Perce families, various income restrictions apply. The LIHTC program accepts Section 8 voucers and requires all tenants to apply for Section 8 vouchers. Rents are calculated annually based on 22% of adjusted gross income.

LIHTC Income Guidelines

Starter Home Program (SH): This program is a five-year lease with option to purchase and only applies to available homeownership units the NPTHA built before 1998. Eligible applicants will earn credits during the lease phase to buy down the purchase price. Only Nez Perce families who can complete the mortgage process within five years are eligible.
opp

Option to Purchase Program (OPP): This program is a three-year lease with option to purchase available for our Sundown Heights homeownership units. Eligible applicants will earn mortgage payment credits during the lease phase and receive buy-down assistance. Only Nez Perce families who can complete the mortgage process within three years are eligible.

Back to Top

MFA
Mortgage Finance Assistance (MFA): Down payment and closing costs assistance is available for eligible low and moderate income families who are purchasing a home through a private lender. MFA is not applicable when buy-down assistance is provided by other NPTHA programs.
test

HUD Section 184 Guaranteed Loan Program: The NPTHA can assist families in pursuing mortgage financing by utilizing the HUD guarantee program to secure their loan.

Back to Top

SDH Lots
Available Homesite Lots: We have a few homesite lots available in Lapwai, Kamiah, & Orofino. Any Nez Perce Tribal member may apply for a lot to build their own home. Above moderate income families will be subject to a one time fee. Lot selection is based on secured financing.
piggybank
Individual Development Account (IDA): This is a savings program designed to encourage low-income Nez Perce families to begin saving to buy a home or for home repairs/improvements. The NPTHA will provide a $2 match for every $1 saved toward the purchase of a home or a dollar for dollar match for home repairs/improvements.
Back to Top
   

 

NPTHA'S Counseling and Classes

APPLICATION for ALL HOME REPAIR PROGRAMS w/information sheet and income guidelines

Top of Page

   
SeniorRehab
Senior Rehab Program: This program provides assistance to low-income senior citizens who own their own home. The grant amount is a maximum of $4,500 to complete essential repairs. The NPTHA will assist in compiling estimates and arranging completion of repairs.
EHR
ICDBG Home Repair Program: This program provides assistance to low-income homeowners. The grant is to complete essential repairs and energy improvements. The NPTHA will assist in compiling estimates and arranging completion of repairss.

Back to Top

   

 

NPTHA'S Counseling and Classes

Top of Page

   
SSA

Individual Housing Counseling & Education classes.

Education Classes: The NPTHA provides the following Education Classes:
*Homebuyer Education: Overview of the program benefits and step by step process for those interested in purchasing a home. Also, a requirement of Section 184 Guaranteed Loan program.
*Money Basics: Learn to manage your personal finances, understanding credit, etc…
*Renter's Rights & Responsibilities: A complete review for current tenants and future tenants.
*Maintenance Class: Learn various do-it-yourself maintenance tasks.
*Homeowners Maintenance Class: A guide to inspecting, and completing home repairs and improvements.
*Post Purchase Class: Facts and issues that come up after you’ve purchased your home.

All housing assistance provided by the NPTHA is subject to federal income guidelines. Moderate income families may be eligible for various programs, however, are not able to receive the same benefits as low income families. All applicants will be required to attend housing counseling programs. Various eligibility requirements apply to each program, please talk to a housing counselor for more information on eligibility requirements.

Back to Top